Canadian Government Mortgage Calculator | CMHC Guidelines 2025

Canadian Government Mortgage Calculator

CMHC-aligned 2025 calculator: includes stress-test, provincial land-transfer tax, CMHC insurance and extra-payment benefits. Built to Government of Canada guidelines.

Property Price ($)

Down Payment ($)

Interest Rate (%)

Amortisation (years)

Province (Land Transfer Tax)

Monthly Extra ($)

First-Time Buyer?

Stress-Test Rate (%)