Reviewed by: David Chen, CFA
David Chen is a Certified Financial Analyst with over 10 years of experience in Irish mortgage markets and home-buyer analytics.
David Chen is a Certified Financial Analyst with over 10 years of experience in Irish mortgage markets and home-buyer analytics.
Use this free mortgage calculator myhome edition to estimate monthly repayments, total interest and affordability on any Irish property—exactly like the calculator featured on MyHome.ie.
MyHome Mortgage Calculator
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MyHome Mortgage Formula
Monthly Repayment: M = P × [ r(1+r)^n ] / [ (1+r)^n – 1 ]
Total Interest: (M × n) – P
Formula Sources: Central Bank of Ireland | MyHome.ie
Variables
- P: Loan amount after deposit (minimum 10% in Ireland).
- r: Monthly interest rate (annual rate ÷ 12).
- n: Total monthly payments (years × 12).
Related Calculators
- Irish Mortgage Affordability Calculator
- Help-to-Buy Rebate Calculator
- Irish Buy-to-Let Mortgage Calculator
- MyHome Stamp Duty Calculator
What Is the MyHome Mortgage Calculator?
MyHome.ie is Ireland’s leading property portal. Their embedded calculator lets buyers quickly gauge monthly repayments based on Irish interest rates, typically AER variable or 1- to 5-year fixed rates. This replica uses the same annuity formula and Irish market conventions.
How to Calculate MyHome Mortgage (Example)
- Enter the Irish property price (e.g., €350,000). V}