Senior Payroll Analyst & Tax Specialist. Verified for accuracy in financial modeling.
Use our precise Oblicz Brutto Netto (Calculate Gross-Net) tool to estimate your take-home pay instantly. Simply enter your gross salary to see a clear breakdown of deductions and your final net income.
Oblicz Brutto Netto
Oblicz Brutto Netto Formula
The oblicz brutto netto tool determines your net salary by subtracting all statutory deductions from your gross pay. The simplified formula for Net Income (N) is:
Variables
- N: Net Salary (Netto) – Money received in hand.
- G: Gross Salary (Brutto) – Contract amount.
- S: Social Security Contributions (ZUS).
- H: Health Insurance (NFZ).
- T: Income Tax (PIT).
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What is Oblicz Brutto Netto?
Oblicz Brutto Netto (Calculate Gross-Net) is the process of computing the difference between the total contracted salary (Brutto) and the actual take-home pay (Netto) after mandatory deductions. In Poland, knowing how to “oblicz brutto netto” is fundamental for personal budgeting.
This tool simplifies the process. By simulating the deductions for social security, health insurance, and income tax, you get a clear, calculated result of what your actual earnings are.
How to Calculate Oblicz Brutto Netto (Example)
Let’s calculate the net pay for a gross salary of 5,000 currency units with standard deductions (approx 22.71% social/health) and 12% tax.
- Gross Salary: 5,000.
- Social/Health Deductions: 5,000 × 0.2271 = 1,135.50.
- Tax Base: 5,000 – 1,135.50 = 3,864.50.
- Income Tax: 3,864.50 × 0.12 = 463.74.
- Net Salary: 5,000 – 1,135.50 – 463.74 = ~3,400.76.
Frequently Asked Questions
The tool provides a precise calculation based on the input rates. Polish tax laws are complex, so while this is excellent for estimation, always verify with an official source or accountant for absolute accuracy.
The tax base is the portion of your income remaining after certain non-taxable deductions (like social security) are removed. Income tax is calculated on this remaining amount.
Yes. Although this tool is designed for gross-to-net, if you know your net amount, you can iteratively adjust the gross input until the result matches your target net pay.
This calculator uses standard employment (UoP) assumptions. B2B contracts operate under different tax and contribution rules.