Przelicznik Brutto Netto

Reviewed by: David Chen, CFA
Senior Payroll Analyst & Tax Specialist. Verified for accuracy in financial modeling.

Use our accurate Przelicznik Brutto Netto (Gross-Net Converter) to translate your contract salary into actual take-home pay. Simply enter your gross earnings to see a breakdown of taxes, social contributions, and your final net income.

Gross Monthly Salary (Brutto)

Income Tax Rate %

Est. Social/Health Deductions % Combined Social Security & Health Insurance rate.

Ready to Calculate

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Przelicznik Brutto Netto Formula

The przelicznik brutto netto converts your gross income into a net figure by subtracting all statutory deductions. The standard formula for Net Income (N) is:

N = G – (S + H + T)

Source: Investopedia (Net Income)

Variables

N: Net Salary (Netto) – Cash in hand.
G: Gross Salary (Brutto) – Contract amount.
S: Social Security Contributions (ZUS).
H: Health Insurance (NFZ).
T: Income Tax (PIT).

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What is Przelicznik Brutto Netto?

Przelicznik Brutto Netto (Gross-Net Converter) is an essential tool for understanding the real value of a job offer. In Poland and many other countries, salaries are quoted in “Brutto” (Gross), which includes taxes and social security that the employee never sees.

This online converter helps you quickly translate that gross figure into “Netto” (Net), which is the actual amount that will arrive in your bank account, allowing for better personal budgeting and salary negotiation.

How to Calculate Przelicznik Brutto Netto (Example)

Let’s convert a gross salary of 7,000 currency units to net using standard estimates (12% tax, ~22.71% deductions).

Gross Salary: 7,000.
Social/Health (22.71%): 7,000 × 0.2271 = 1,589.70.
Tax Base: 7,000 – 1,589.70 = 5,410.30.
Income Tax (12%): 5,410.30 × 0.12 = 649.24.
Net Salary: 7,000 – 1,589.70 – 649.24 = ~4,761.06.

Frequently Asked Questions

Is this przelicznik brutto netto accurate?

This tool provides a close estimation based on standard rates. Actual tax calculations may vary based on specific local laws (e.g., Polski Ład), tax-free allowances, and joint filing status.

Why is Netto so much lower than Brutto?

The difference covers mandatory contributions for your future pension, healthcare access, and government income tax.

Can I use this for freelance contracts?

This converter assumes a standard employment contract. Freelance (B2B) or specific civil contracts often have different tax rules and deduction rates.

Is this tool free to use?

Yes, this przelicznik brutto netto is completely free and available online for unlimited calculations.